{"id":1050,"date":"2016-11-15T07:43:16","date_gmt":"2016-11-15T07:43:16","guid":{"rendered":"http:\/\/template.assistinghands.com\/?page_id=1050"},"modified":"2026-10-26T14:01:50","modified_gmt":"2026-10-26T14:01:50","slug":"how-to-pay-for-care","status":"publish","type":"page","link":"https:\/\/assistinghands.com\/158\/arizona\/gilbert\/services\/how-to-pay-for-care\/","title":{"rendered":"How to Pay for Care"},"content":{"rendered":"<section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols offset_small\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\">[vc_custom_heading text=&#8221;Paying for In-Home Care&#8221; google_fonts=&#8221;font_family:Oswald%3A300%2Cregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221;]<div class=\"wpb_text_column \"><div class=\"wpb_wrapper\"><b>Keeping a loved one at home is often more affordable than families expect.<\/b> With inhome care, you pay only for the hours of help you need, whether that&#8217;s a short morning visit or around-the-clock support. During your free in-home consultation, we&#8217;ll walk you through every option and give you a clear, written estimate. No pressure, no surprises.<\/div> <\/div> [vc_custom_heading text=&#8221;Home Care vs. Assisted Living: What Does It Really Cost?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;font_family:Oswald%3A300%2Cregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221;]<div class=\"wpb_text_column \"><div class=\"wpb_wrapper\"><p>Many families assume a move to assisted living is the more affordable choice. For most families, it isn&#8217;t. Assisted living charges a monthly rate whether your loved one needs a little help or a lot. With in-home care, you pay only for the hours of help you actually use.<\/p><\/div> <\/div> <div class=\"wpb_text_column \"><div class=\"wpb_wrapper\"><p>Here&#8217;s how typical schedules compare, based on Arizona median costs:<\/p><\/div> <\/div> <div class=\"wpb_text_column \"><div class=\"wpb_wrapper\">\n<table id=\"tablepress-1\" class=\"tablepress tablepress-id-1\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Care option<\/th><th class=\"column-2\">Typical schedule<\/th><th class=\"column-3\">Estimated monthly cost<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">In-home care<\/td><td class=\"column-2\">3 visits a week, 4 hours each<\/td><td class=\"column-3\">about $2,000<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">In-home care<\/td><td class=\"column-2\">4 hours a day, weekdays<\/td><td class=\"column-3\">about $3,300<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">In-home care<\/td><td class=\"column-2\">6 hours a day, weekdays<\/td><td class=\"column-3\">about $4,900<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Assisted living<\/td><td class=\"column-2\">Private one-bedroom, base rate<\/td><td class=\"column-3\">about $6,200<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1 from cache --><\/div> <\/div> <div class=\"wpb_text_column  vc_custom_1793022822774\"><div class=\"wpb_wrapper\"><p>Source: <a href=\"https:\/\/www.businesswire.com\/news\/home\/20260302235745\/en\/CareScout-Releases-2025-Cost-of-Care-Data-for-Arizona\" target=\"_blank\" rel=\"noopener\">CareScout 2025 Cost of Care Survey, Arizona medians<\/a>. Assisted living costs often rise with added care-level and medication fees. Your actual cost depends on the schedule your family chooses.<\/p><\/div> <\/div> [vc_custom_heading text=&#8221;<b>The value goes beyond the price.<\/b> Staying at home means:&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;font_family:Oswald%3A300%2Cregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221;]<div class=\"wpb_text_column \"><div class=\"wpb_wrapper\">\n<ul>\n<li><b>No move.<\/b> Your loved one keeps their home, neighbors, routines and pets.<\/li>\n<li><b>One-on-one attention.<\/b> Your caregiver focuses on one person, not a whole hallway of residents.<\/li>\n<li><b>Care that grows with you.<\/b> Start with a few hours a week and add more only if needs change.<\/li>\n<li><b>Your home stays yours.<\/b> The home stays in the family instead of being sold to pay for a facility.<\/li>\n<\/ul>\n<\/div> <\/div> <div class=\"wpb_text_column \"><div class=\"wpb_wrapper\"><b>When needs become around the clock,<\/b> assisted living or a combination of options may make more sense financially. We&#8217;ll give you an honest comparison during your free consultation, because the right choice is the one that&#8217;s right for your family.<\/div> <\/div> [vc_custom_heading text=&#8221;Ways Families Pay for Care&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;font_family:Oswald%3A300%2Cregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221;]<div class=\"wpb_text_column  vc_custom_1793020303071\"><div class=\"wpb_wrapper\"><b>Private Pay.<\/b> Most families pay for care directly from savings, retirement income or with help from adult children. We offer flexible scheduling, including short visits and full-time care, so you can build a plan that fits both your needs and your budget.<\/div> <\/div> <div class=\"wpb_text_column  vc_custom_1793020310207\"><div class=\"wpb_wrapper\"><b>Long-Term Care Insurance.<\/b> Many long-term care insurance policies cover non medical home care once certain conditions are met, such as needing help with daily activities like bathing or dressing. We can review your policy with you and provide the care documentation and invoices your insurance company requires.<\/div> <\/div> <div class=\"wpb_text_column  vc_custom_1793021691169\"><div class=\"wpb_wrapper\"><b>Veterans Benefits.<\/b> Wartime veterans and their surviving spouses may qualify for the VA Pension with Aid &amp; Attendance, which can help cover the cost of in-home care. We&#8217;ll explain how the benefit works and point you to the right resources to <a href=\"https:\/\/assistinghands.com\/158\/arizona\/gilbert\/services\/veteransaidattendance\/\">apply<\/a>.<\/div> <\/div> <div class=\"wpb_text_column  vc_custom_1793021857292\"><div class=\"wpb_wrapper\"><b>Other Resources.<\/b> Some families also use life insurance policy options, home equity or other personal assets to fund care. We recommend speaking with a financial advisor or elder law attorney about what&#8217;s right for your situation.<\/div> <\/div> [vc_custom_heading text=&#8221;Does Medicare Cover Home Care?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;font_family:Oswald%3A300%2Cregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221;]<div class=\"wpb_text_column \"><div class=\"wpb_wrapper\"><p>Medicare generally does not cover ongoing non-medical home care, such as companionship, personal care, meal preparation or help around the house. Medicare may cover short-term skilled care ordered by a doctor, which is a different service from what we provide. We&#8217;re happy to help you sort out the difference.<\/p><\/div> <\/div> [vc_custom_heading text=&#8221;Why Choose an Agency?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;font_family:Oswald%3A300%2Cregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221;]<div class=\"wpb_text_column \"><div class=\"wpb_wrapper\"><p>Hiring a caregiver privately can seem less expensive at first. When you work with Assisting Hands Home Care \u2013 Gilbert, you also get:<\/p><\/div> <\/div> <div class=\"wpb_text_column \"><div class=\"wpb_wrapper\">\n<ul>\n<li>Caregivers who are background checked, bonded, insured and trained before their first shift<\/li>\n<li>No payroll, taxes or workers&#8217; compensation for your family to manage<\/li>\n<li>Backup coverage if your caregiver is sick or on vacation<\/li>\n<li>Ongoing supervision and care plan updates from our office<\/li>\n<\/ul>\n<\/div> <\/div> [vc_custom_heading text=&#8221;Let&#8217;s Talk About Your Options&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;font_family:Oswald%3A300%2Cregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221;]<div class=\"wpb_text_column \"><div class=\"wpb_wrapper\"><p>Every family&#8217;s situation is different. Call <a href=\"tel:(602) 851-8128\">(602) 851-8128<\/a> or schedule your free in-home consultation. We&#8217;ll help you understand your choices and create a care plan that works.<\/p><\/div> <\/div> <div class=\"w-btn-wrapper align_left\"><a class=\"w-btn style_solid color_primary icon_none\" href=\"https:\/\/assistinghands.com\/158\/arizona\/gilbert\/contact-us\/\"><span class=\"w-btn-label\">Schedule a Free Consultation<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"[vc_custom_heading text=\"Paying for In-Home Care\" google_fonts=\"font_family:Oswald%3A300%2Cregular%2C700|font_style:400%20regular%3A400%3Anormal\"]Keeping a loved one at home is often more affordable than families expect. With inhome care, you pay only for the hours of help you need, whether that's a short morning visit or around-the-clock support. During your free in-home consultation, we'll walk you through every option and give you a clear, written estimate. No pressure,...","protected":false},"author":1,"featured_media":0,"parent":1028,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1050","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Pay for Care - Assisting Hands - Gilbert<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/assistinghands.com\/158\/arizona\/gilbert\/services\/how-to-pay-for-care\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Pay for Care - Assisting Hands - Gilbert\" \/>\n<meta property=\"og:url\" content=\"https:\/\/assistinghands.com\/158\/arizona\/gilbert\/services\/how-to-pay-for-care\/\" \/>\n<meta property=\"og:site_name\" content=\"Assisting Hands - 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