{"id":425,"date":"2013-04-26T12:16:19","date_gmt":"2013-04-26T18:16:19","guid":{"rendered":"http:\/\/onthehomefrontmn.com\/?p=176"},"modified":"2013-04-26T12:16:19","modified_gmt":"2013-04-26T18:16:19","slug":"the-tolls-of-caregiving","status":"publish","type":"post","link":"https:\/\/assistinghands.com\/28\/minnesota\/minneapolis\/blog\/the-tolls-of-caregiving\/","title":{"rendered":"The Tolls of Caregiving"},"content":{"rendered":"<p>Given the prevalent role families play in providing long-term care, insurance may not always seem necessary. However, the true value of long-term care insurance involves protecting the wellbeing of loved ones. Even though spouses and adult children are often willing to take on the responsibility, it\u2019s still difficult to make the physical, emotional and financial sacrifices required to provide care for a loved one.<\/p>\n<p>The toll on those caring for family members in poor health can be horrendous. On average, caregivers who suffer extreme stress lose about 10 years of their life. Caregivers also tend to have higher levels of depression, perceived stress and lower levels of self-efficacy than non-caregivers. In fact, people who spend at least 36 hours on providing care each week experience double the usual rate of depression.<\/p>\n<p>Too many people don\u2019t think about how their own health and well being will be affected when they volunteer to care for an ailing spouse or parent. While long-term care insurance can\u2019t replace what families do, it can build on existing support by offering caregivers financial reimbursements, caregiving training and other helpful services that make providing care easier.<\/p>\n<p>Don\u2019t leave the well-being of your loved ones to chance and find out what options you have. \u00a0A local expert on Long-Term-Care Insurance is Mike Westling owner of Assured LTC Planning. \u00a0A quick phone call to him will give you more insight on how to navigate your retirement.<\/p>\n<p>Contact:<br \/>\nMike Westling<br \/>\nPhone: \u00a0612-867-8100<br \/>\nEmail: \u00a0mike@assuredltcplanning.com<br \/>\nWebsite: \u00a0<a href=\"http:\/\/www.assuredltcplanning.com\/\" target=\"_blank\">http:\/\/www.assuredltcplanning.com\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Given the prevalent role families play in providing long-term care, insurance may not always seem necessary. However, the true value of long-term care insurance involves protecting the wellbeing of loved ones. Even though spouses and adult children are often willing to take on the responsibility, it\u2019s still difficult to make the physical, emotional and financial sacrifices required to provide care&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15],"tags":[14,28,7,11,36,37,42],"class_list":["post-425","post","type-post","status-publish","format-standard","hentry","category-finances","tag-caregiver","tag-caregiver-concerns","tag-caregivers","tag-home-care","tag-insurance","tag-long-term-care-insurance","tag-senior-care"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Tolls of Caregiving - Assisting Hands Home Care Minneapolis<\/title>\n<meta name=\"description\" content=\"Even though willing to take on the responsibility, it\u2019s difficult to make the physical, emotional and financial sacrifices required to provide care.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/assistinghands.com\/28\/minnesota\/minneapolis\/blog\/the-tolls-of-caregiving\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Tolls of Caregiving - 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