{"id":330,"date":"2013-08-21T20:30:09","date_gmt":"2013-08-22T01:30:09","guid":{"rendered":"http:\/\/assistinghandspb.wordpress.com\/?p=141"},"modified":"2020-01-15T11:49:30","modified_gmt":"2020-01-15T16:49:30","slug":"dont-be-part-of-the-medical-identity-theft-epidemic","status":"publish","type":"post","link":"https:\/\/assistinghands.com\/34\/florida\/palmbeach\/blog\/dont-be-part-of-the-medical-identity-theft-epidemic\/","title":{"rendered":"Don&#8217;t Be Part of the Medical Identity Theft Epidemic"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-142\" style=\"float: right;padding: 5px\" src=\"http:\/\/assistinghands.com\/palmbeach\/wp-content\/uploads\/2013\/08\/dont-be-part-of-medical-history-theft-epidemic.jpg?w=300\" alt=\"dont be part of medical history theft epidemic\" width=\"300\" height=\"199\" \/><\/p>\n<p>During the ongoing national debate over healthcare reform, there is one point most people can agree on: the need to curtail the growing epidemic of healthcare fraud. Estimates put the loss at $65 billion a year to Medicare alone. Government agencies are working hard to catch these crooks\u2014and you can help by protecting yourself and loved ones against medical identity theft.<\/p>\n<p>Medical identity theft happens when a scammer steals your personal information (such as your name, Social Security number and medical insurance policy and\/or Medicare number) and uses it to commit healthcare fraud.<!--more--><\/p>\n<p>Once crooks have your personal information, what could happen? A thief could walk into a hospital and use your name and identity to obtain medical treatment or drugs. Or, an unscrupulous provider (or a dishonest employee of an honest provider) could file fraudulent charges in your name. Criminals have even formed phony &#8220;clinics&#8221; using post office boxes to cheat insurance companies by filing fraudulent medical claims.<\/p>\n<p><strong>Medical ID theft can have an impact on\u2026<\/strong><\/p>\n<ol>\n<li><strong>Your money.<\/strong>\u00a0You could be billed for the thief&#8217;s charges, and possibly end up spending even more for legal help to straighten out the problem.<\/li>\n<li><strong>Your credit rating.<\/strong>\u00a0Unpaid charges run up by the crooks can impact your credit score.<\/li>\n<li><strong>Your time.<\/strong>\u00a0It can take many hours to untangle the mess, which might involve one or more of your healthcare providers, your insurance company and\/or Medicare, the credit bureau, even law enforcement agencies.<\/li>\n<li><strong>Your good name.<\/strong>\u00a0Some victims have found themselves involved in a criminal investigation when scammers illegally obtain drugs in their name.<\/li>\n<li><strong>Your health.<\/strong>\u00a0Most importantly, Medical ID theft could be dangerous if the criminal&#8217;s information (blood type, medical history, medications, allergies, etc.) were to be entered in your medical records. And if a thief uses up your insurance benefit cap, you could be denied coverage for treatment when you need it, or even lose your coverage.<\/li>\n<\/ol>\n<p>Beyond the personal level, medical ID theft hurts us all by helping to drive up medical costs across the nation.<\/p>\n<p>Fortunately, there are steps you can take to avoid medical ID theft. Know the warning signs, and be proactive in protecting your personal information.<\/p>\n<ul>\n<li>Protect your insurance and Medicare information just like you do your ATM card, credit card number and Social Security number. Don&#8217;t divulge the information to anyone except your healthcare provider&#8217;s office, insurance company, Medicare, or your State Health Insurance Assistance Program (SHIP).<\/li>\n<li>Report a lost or stolen card to your insurance company or Medicare right away.<\/li>\n<li>Always review medical bills, insurance explanation of benefits statements and Medicare summary notices. Be alert for unexpected or unexplained charges for medical services or purchases.<\/li>\n<li>Ask your healthcare provider for a copy of your medical records. (There may be a fee for this; you probably don&#8217;t need copies of more expensive items, such as X-rays.)<\/li>\n<li>Review your credit report once a year. Many times, especially if scammers have been careful to cover their tracks, this will be the first place a problem shows up.<\/li>\n<li>Thieves sometimes change a victim&#8217;s contact information when obtaining services. So even if you&#8217;ve been reviewing your monthly statements, each year request that your insurance company send a comprehensive list of all benefits paid.<\/li>\n<li>If a salesperson calls and asks you to divulge your insurance or Medicare information, hang up. A reputable salesperson will never ask for your personal data.<\/li>\n<li>Don&#8217;t deal with a salesperson who offers &#8220;free&#8221; products or says he can help you &#8220;get around&#8221; Medicare laws.<\/li>\n<\/ul>\n<p><strong>If you suspect you&#8217;ve been victimized:<\/strong><\/p>\n<ul>\n<li>Contact your healthcare provider if you see a questionable charge in medical bills, insurance benefits statement, or Medicare summary and think it might be a mistake. (Sometimes legitimate charges from a medical test or procedure will come from a different entity whose name may be unfamiliar to you.)<\/li>\n<li>If you suspect someone has used your medical ID, contact your insurance company right away. File a police report, and contact the\u00a0<a href=\"http:\/\/www.consumer.ftc.gov\/articles\/0341-file-complaint-ftc\" target=\"_blank\" rel=\"noopener noreferrer\">Federal Trade Commission<\/a>.<\/li>\n<li>If your Medicare card is lost or stolen, call 1-800-MEDICARE (1-800-633-4227). If you suspect fraud, call 1-800-447-8477, email\u00a0<a href=\"mailto:hhstips@oig.hhs.gov\">hhstips@oig.hhs.gov<\/a>\u00a0or report\u00a0<a href=\"http:\/\/www.medicare.gov\/forms-help-and-resources\/report-fraud-and-abuse\/report-fraud\/reporting-fraud.html\" target=\"_blank\" rel=\"noopener noreferrer\">online<\/a>. Visit the Medicare site (<a href=\"http:\/\/www.medicare.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.medicare.gov<\/a>)\u00a0 for more information about\u00a0<a href=\"http:\/\/www.medicare.gov\/publications\/pubs\/pdf\/10111.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">fraud<\/a>\u00a0and for help with reading your\u00a0<a href=\"http:\/\/www.medicare.gov\/forms-help-and-resources\/mail-about-medicare\/medicare-summary-notice-msn.html\" target=\"_blank\" rel=\"noopener noreferrer\">Medicare Summary Notice<\/a>.<\/li>\n<\/ul>\n<p>The World Privacy Forum estimates that fraud accounts for up to 10% of all American health care costs! But since most Medicare and insurance fraud relies upon stolen personal information, you can be part of the solution. By spending a few minutes reviewing your information, you can help put a stop to a scammer&#8217;s illegal activities.<\/p>\n<p><em>SOURCE: Assisting Hand Home Care in association with IlluminAge, \u00a9 IlluminAge 2013<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>During the ongoing national debate over healthcare reform, there is one point most people can agree on: the need to curtail the growing epidemic of healthcare fraud. Estimates put the loss at $65 billion a year to Medicare alone. Government agencies are working hard to catch these crooks\u2014and you can help by protecting yourself and loved ones against medical identity&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[15,16,17,7,18,8,19,20,21,9,10,22,23,24,25,11,26,12,52,13,14],"class_list":["post-330","post","type-post","status-publish","format-standard","hentry","category-senior-home-care","tag-aging-in-place-palm-beach","tag-beach-respite-care-palm","tag-beach-senior-care","tag-elder-care","tag-elder-care-palm-beach","tag-elder-care-services","tag-eldercare-palm-beach","tag-elderly-care-palm-beach","tag-foot-care","tag-home-care","tag-home-care-agency","tag-home-care-palm-beach","tag-home-health-care-palm-beach","tag-homecare-palm-beach","tag-in-home-care-palm","tag-in-home-care-senior","tag-palm-beach","tag-respite-care-palm-beach","tag-safe-senior-driving","tag-senior-care-palm-beach","tag-senior-living-palm-beach"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Don&#039;t Be Part of the Medical Identity Theft Epidemic - Assisting Hands- Serving Palm Beach County<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/assistinghands.com\/34\/florida\/palmbeach\/blog\/dont-be-part-of-the-medical-identity-theft-epidemic\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Don&#039;t Be Part of the Medical Identity Theft Epidemic - Assisting Hands- Serving Palm Beach County\" \/>\n<meta property=\"og:description\" content=\"During the ongoing national debate over healthcare reform, there is one point most people can agree on: the need to curtail the growing epidemic of healthcare fraud. 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