{"id":1886,"date":"2023-01-13T22:20:22","date_gmt":"2023-01-13T22:20:22","guid":{"rendered":"https:\/\/assistinghands.com\/92\/?page_id=1886"},"modified":"2023-01-20T18:36:41","modified_gmt":"2023-01-20T18:36:41","slug":"cost-long-term-care-insurance-va","status":"publish","type":"page","link":"https:\/\/assistinghands.com\/92\/texas\/frisco\/cost-long-term-care-insurance-va\/","title":{"rendered":"Costs \/ Long-Term Care Insurance \/ Veterans"},"content":{"rendered":"<section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols offset_small\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column \"><div class=\"wpb_wrapper\"><span style=\"font-weight: 400;\">We realize that you want the best possible in-home care for your senior loved one. In order to let your loved one live out their senior years in familiar settings, you must choose trustworthy and economical home care in Plano, Frisco and surrounding areas such as McKinney, Prosper, Allen, Little Elm.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-1978 aligncenter\" src=\"https:\/\/assistinghands.com\/92\/wp-content\/uploads\/sites\/129\/2023\/01\/iStock-1204503391-300x107.jpg\" alt=\"\" width=\"300\" height=\"107\" srcset=\"https:\/\/assistinghands.com\/92\/wp-content\/uploads\/sites\/129\/2023\/01\/iStock-1204503391-300x107.jpg 300w, https:\/\/assistinghands.com\/92\/wp-content\/uploads\/sites\/129\/2023\/01\/iStock-1204503391-768x275.jpg 768w, https:\/\/assistinghands.com\/92\/wp-content\/uploads\/sites\/129\/2023\/01\/iStock-1204503391-600x215.jpg 600w, https:\/\/assistinghands.com\/92\/wp-content\/uploads\/sites\/129\/2023\/01\/iStock-1204503391.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p><b>In-home senior care services might raise a slew of concerns.<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Can we afford the services of a professional caregiver?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Is Mom going to be able to stay at home?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">How will we get by?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Who will assist Dad when I am at work or with the children?<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">As a rule, you are charged by the hour, exactly the time the caregiver was there for you. There are two main factors that influence the hourly rate.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For short visits we must charge more because the travel for the caregiver and the organizational effort has a greater impact on the costs. The more hours you book per week, the cheaper we can offer you the caregiver hour.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The exact content of the care can also play a role. Nobody is alike. Everyone&#8217;s demands are varied and necessitate a different amount of attention. We can manage any level of help your loved one requires, from occasional respite care for the family caregiver to temporary in-home care while the family caregiver is away, to daily visits and overnight care. We adhere to your and your loved one&#8217;s timetable and budget.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">For clients who require 24-hour care on a long-term basis, we offer a very attractive &#8220;live-in&#8221; option.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Some customers qualify for third party cost recovery:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Long-Term Care Insurance: <\/b><span style=\"font-weight: 400;\">If you have taken out such insurance and now qualify for benefits, we will be happy to help you through the bureaucracy jungle. We will be happy to advise you on how to apply for benefits. Once the insurance company is ready to cover the costs, there are usually two phases:<\/span><\/li>\n<\/ul>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You as a customer pay us and we submit the invoices and other proofs for you to your insurance company. With a small delay, the insurance company will then reimburse all or part of the cost of your care directly to the care recipient.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If your insurance allows it, you can also issue us an Assignment of Benefits. Then we submit the invoices as usual to your insurance company, which pays us directly.<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Veterans Affairs Respite Program: <\/b><span style=\"font-weight: 400;\">If you or a loved one is a veteran in need of caregiver care, you can get respite care via our VA home care program. Our caregivers will attend at the house at predetermined times to provide care, allowing the primary caregiver time off. Those who qualify for this program must first undergo an evaluation by a registered nurse, social worker, or medical doctor.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Those that qualify must also fulfill at least one of the following requirements:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"5\"><span style=\"font-weight: 400;\">Dependency with three or more ADLs\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"5\"><span style=\"font-weight: 400;\">Severe cognitive impairment<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Veterans Affairs Home Health Program: <\/b><span style=\"font-weight: 400;\">Our VA Home Health Program offers qualified veterans up to 12 hours of geriatric care each week. Those who meet the eligibility requirements must be evaluated for geriatric extended care (GEC) by a medical doctor (MD), social worker (SW), and registered nurse (RN).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Those who qualify for our VA Home Health Program must fulfill one of the following requirements:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"5\"><span style=\"font-weight: 400;\">Dependency with three or more ADLs\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"5\"><span style=\"font-weight: 400;\">Severe cognitive impairment<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Veterans Aid and Attendance Benefit:<\/b><span style=\"font-weight: 400;\"> Most veterans are not aware of the eldercare benefits available through veterans health care. One particular VA program is called Veterans Pension or more commonly known as \u201cVeterans Aid and Attendance Benefit\u201d. Veterans Aid and Attendance Benefit can provide up to $2,400 per month for veterans and their spouses and can be used to pay for personal care services. But who qualifies for Aid and Attendance?<\/span><\/li>\n<\/ul>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pension is for veterans, spouses of veterans, or surviving spouses of veterans aged 65 and older.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The veteran must have served \u201cActive Duty\u201d during a period of war.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The veteran\/spouse must meet certain asset and income limits and need assistance with daily living on a regular basis to stay independent at home.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">The good news is that Assisting Hands Frisco can help qualified veterans get through the approval process quickly and with less hassle. <\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-1980 aligncenter\" src=\"https:\/\/assistinghands.com\/92\/wp-content\/uploads\/sites\/129\/2023\/01\/iStock-507449191-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/assistinghands.com\/92\/wp-content\/uploads\/sites\/129\/2023\/01\/iStock-507449191-300x200.jpg 300w, https:\/\/assistinghands.com\/92\/wp-content\/uploads\/sites\/129\/2023\/01\/iStock-507449191-1024x683.jpg 1024w, https:\/\/assistinghands.com\/92\/wp-content\/uploads\/sites\/129\/2023\/01\/iStock-507449191-768x512.jpg 768w, https:\/\/assistinghands.com\/92\/wp-content\/uploads\/sites\/129\/2023\/01\/iStock-507449191-1536x1024.jpg 1536w, https:\/\/assistinghands.com\/92\/wp-content\/uploads\/sites\/129\/2023\/01\/iStock-507449191-2048x1365.jpg 2048w, https:\/\/assistinghands.com\/92\/wp-content\/uploads\/sites\/129\/2023\/01\/iStock-507449191-600x400.jpg 600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/div> <\/div> <\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"We realize that you want the best possible in-home care for your senior loved one. In order to let your loved one live out their senior years in familiar settings, you must choose trustworthy and economical home care in Plano, Frisco and surrounding areas such as McKinney, Prosper, Allen, Little Elm. In-home senior care services might raise a slew of...","protected":false},"author":118,"featured_media":0,"parent":758,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1886","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Costs \/ Long-Term Care Insurance \/ Veterans - Assisting Hands Home Care - Frisco, Plano &amp; Surrounding Areas<\/title>\n<meta name=\"description\" content=\"Assisting Hands Home Care\u00ae grew out of a desire to provide seniors, and others needing non-medical assistance at home, with the option that most people prefer \u2013 to remain independent, safe and comfortable in their own homes. Assisting Hands\u00ae is a home care franchise company that emphasizes exceptional customer service and highly personalized in-home care to meet \u2026\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/assistinghands.com\/92\/texas\/frisco\/cost-long-term-care-insurance-va\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Costs \/ Long-Term Care Insurance \/ Veterans\" \/>\n<meta property=\"og:description\" content=\"Assisting Hands Home Care\u00ae grew out of a desire to provide seniors, and others needing non-medical assistance at home, with the option that most people prefer \u2013 to remain independent, safe and comfortable in their own homes. 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