Payment Options
Understanding how to pay for home care services in Northwest Indiana
Medel Alburo
Assisting Hands Merrillville
📞 219-332-0660
📧 [email protected]
🌐 assistinghands.com/merrillville
Understanding how to pay for home care is one of the most common concerns families have. The good news is that several payment options may be available depending on eligibility, insurance coverage, and personal circumstances.
Below are the most common ways families pay for home care, including VA benefits, Long-Term Care insurance, Medicare GUIDE, Medicaid, and Private Pay options.
VA Benefits for Home Care Services
Many Veterans and their families are eligible to receive support through Veterans Affairs (VA) programs, including services that help cover the cost of in-home care. These programs are designed to help Veterans remain safe and independent at home.
Assisting Hands Merrillville is a VA-contracted provider experienced in coordinating care for Veterans and guiding families through the process.
If you're unsure about eligibility, we’re happy to help answer questions and guide you toward next steps.
Long-Term Care Insurance
Many individuals have long-term care insurance policies but are unsure how to use them. In some cases, families may not even realize a policy exists until reviewing financial records.
Coverage varies by policy, and understanding benefits and requirements can feel overwhelming.
If you believe a policy may exist but cannot locate it, we can help guide you through identifying possible coverage.
Medicare GUIDE Program
The GUIDE Program (Guiding an Improved Dementia Experience) supports Medicare recipients living with dementia and provides relief for caregivers.
- Up to $2,500 per year in respite care (based on eligibility)
- Support for caregivers and individuals with dementia
- Coordinated through participating healthcare providers
Our team can help guide you through enrollment and connect you with participating providers.
Medicaid (Future Availability)
Medicaid may cover certain home care services for individuals who meet financial and medical requirements.
Assisting Hands Merrillville is preparing to apply for Medicaid participation as part of our long-term commitment to expanding access to care.
If services are needed now, we will help connect you with other qualified providers whenever possible.
Private Pay (Customized Care Options)
Private pay is one of the most common ways families arrange care. This option allows services to be customized based on individual needs and preferences.
- Flexible care plans tailored to your situation
- Typical minimum: 4-hour visits
- Typical weekly minimum: 12 hours
If your needs fall outside these guidelines, we will do our best to explore flexible solutions.
Need Help Understanding Your Options?
Free phone and in-home consultations are available.
