As the number of seniors who choose in-home care over expensive nursing homes continues to grow, this kind of care still comes at a price. This is often a question that many families face as they cannot be with their loved one all the time. So where does the money come from to pay for this kind of care?
Here are the top ways to pay for care from Assisting Hands Home Care:
Private Pay
Private pay, also referred to as “self-pay” or “out-of-pocket” pay, is always an option for those who can pay for home care themselves without government assistance or going through insurance.
Long-Term Care Insurance
Long-term care insurance is private insurance that covers the cost of in-home care for those who are 65 or older. If you have long-term care insurance, we can help you determine how your policy can be used to cover home care from Assisting Hands.
Veterans Benefits
Veterans and spouses of veterans who receive benefits from the Department of Veterans Affairs (VA) can put these benefits towards the cost of home care. We can help you determine if you are eligible for VA benefits and how they can cover home care.
Medicare Advantage
Medicare advantage covers home health care like original Medicare, but there may be different rules and restrictions. We can review your Medicare Advantage policy to see how it can cover our home care services.
Government Programs
Government programs, including home care and family support grants and state Medicaid programs, can help pay for home care. Assisting Hands Home Care accepts a wide range of government programs as a form of payment for home care.
