Understanding Long Term Care Insurance:
Long term care insurance is designed to cover services that aren’t typically included in regular health insurance or Medicare. This includes assistance with daily activities such as bathing, dressing, and eating, as well as more comprehensive care for chronic illnesses or disabilities. At Assisting Hands® Home Care, we understand the importance of these services and are dedicated to providing personalized care that enhances the quality of life for our clients.
Simplifying Long Term Care Insurance with Assisting Hands Home Care
Navigating Long-Term Care (LTC) insurance can be challenging, but it doesn’t have to be. At Assisting Hands® Home Care, we are proud to be Long-Term Care Certified Advocates. We provide expert guidance to help you fully understand your policy and access the in-home care services you are entitled to receive. Our team is here to simplify the process, taking the guesswork out of LTC insurance so you can concentrate on your health and well-being. In-home care offers the opportunity to remain independent, receive personalized assistance, and enjoy the comfort and familiarity of your own home. By combining professional LTC insurance advocacy with compassionate, high-quality care, we help ensure that you or your loved one receives the support needed to live safely and comfortably
What Does Being a Long-Term Care Certified Advocate Mean for You?
As certified advocates, we are dedicated to helping you understand every aspect of your Long-Term Care (LTC) insurance policy. From what your policy covers to how and when you can activate it, we guide you through each step of the process. Whether you are just starting to explore your options or are ready to put your plan into action, our knowledgeable consultants are here to provide clear, expert answers to your most important questions.
- “When can I activate my policy?” We’ll guide you step-by-step through the activation process.
- “What types of care are covered?” Gain clarity on what your insurance includes, from in-home assistance to skilled care services.
- “How can I maximize my benefits?” Discover cost-effective ways to implement your LTC insurance and get the most out of your coverage.
Comprehensive Support for Peace of Mind
Our team of certified consultants is dedicated to:
- Explaining Coverage Details: We’ll break down your policy in simple terms so you can make informed decisions with confidence.
- Cost-Effective Care Planning: Our experts help you create a plan that aligns with your budget and unique needs.
- Streamlining Access to Services: From navigating paperwork to implementing in-home care, we’ll make the transition as seamless as possible.
Start with a FREE 1-Hour Policy Review
Our certified LTC specialist provides an in-depth, complimentary review of your policy to help you:
• Understand the coverage and benefits available.
• Create a clear path to claim approval.
• Gain peace of mind knowing you’re in expert hands
How We Work With Long Term Care Insurance:
- Simplified Billing: We handle the complexities of billing directly with your insurance provider, ensuring a smooth and hassle-free experience for you. Our administrative team is experienced in working with various long term care insurance policies and will coordinate the details on your behalf.
- Coverage Verification: Before starting services, we verify your insurance coverage to provide a clear understanding of the benefits available to you. This helps in planning and ensuring that you receive the maximum benefits from your policy.
- Comprehensive Services: Our range of services covered by long term care insurance includes personal care, companionship, transportation, and specialized care for conditions such as Alzheimer’s and dementia. We tailor our services to meet your specific needs, ensuring you receive the best possible care.
- Peace of Mind: By accepting long term care insurance, we relieve the financial burden associated with in-home care. Families can focus on their loved ones’ well-being, knowing that the financial aspects are taken care of.
Why Choose Assisting Hands?
In addition to providing award-winning support for folks with cognitive conditions like Alzheimer’s/dementia or Parkinson’s Disease, we are experts at preventing hospital stays.
Preventing hospitalizations, and keeping individuals out of the hospital is critically important. Particularly during the pandemic, and also now – no one wants to spend time in the hospital. A key metric that measures our performance is our Hospital Readmission Rate – which we are quite proud of, and we have been recognized for having one of the lowest readmission rates in the country for non-medical home care – in the low single digits.
On average, nearly one in 5 Medicare patients goes back to the hospital within just 30 days after a previous discharge. Meaning that our likelihood of going back to the hospital is significantly increased after having just come out of the hospital. We probably all know friends or elderly relatives who have been in the hospital recently…extra support and attention are needed right after a discharge to ensure a return trip can be avoided.
At Assisting Hands, we employ our unique Thriving at Home approach to preventing hospital stays. This ensures our clients get help when needed, but our philosophy is to maintain our client’s independence. If we can help our clients only where they need the help and encourage them to do as much as they can, then they will continue to do much more on their own. Our strong communications and extensive Caregiver training also bolster the Thriving at Home approach, which is all captured in a book I wrote during the pandemic called: Thriving at Home – A Handbook for Preventing Hospital Stays.
Get Started Today
Take control of your LTC insurance with help from the experts at Assisting Hands. Contact Assisting Hands® today to schedule your free policy review and take the first step toward stress-free care. Together, we’ll develop a care plan that works for you and your family.
Let us guide you toward the peace of mind and confidence you deserve.
At Assisting Hands, we make Long Term Care insurance simple, effective, and accessible.
“Our caregivers are the heart of who we are at Assisting Hands Home Care. Our highest priority is taking care of our team, as our caregivers provide amazing direct care for our clients. We are honored to have won this award 5 years in a row – being an Employer of Choice in the Boston area validates our commitment to our team!“ – says Dave Tasto, CDP President, Assisting Hands Home Care – Boston Northwest (Lexington, MA).
